Lost your job or afraid you will soon? Want to ditch your job to do something more fulfilling but unclear how to make ends meet? 

Here’s a simple way to stop letting money bully you out of a more meaningful life. Despite the pandemic, despite a bad economy and despite your circumstances.

Click below for a message from Heather

How To Make Money Without A Job ™

This program may, literally, change your life.

If you’re wondering where your next paycheck is coming from, this could release you from dependence on a corporate/government/not-for-profit job.

This could free you to trade life as a worker bee for life as an empowered business owner or world traveler. Or, it could just make you more confident that you’ll be ok without that job.

Other people will be jealous of you, and might even try to talk you out of the idea of enjoying your life before you retire.

Because, I mean, how can they justify hating their job that they feel opted to hold on to or look for another job they hate, if you’re out there enjoying yourself and not worried about how much money you have?

As seen on...

So, you'll be one of those people who...

Always seems to have enough money, even without a full-time job

How could that be possible?

I’m going to share strategies with you that help you eliminate the need for full-time employment, reducing your anxiety about having enough money without it.

Whether you have a job that you now realize is completely useless and you want to do something more fulfilling, or whether you lost your job due to the pandemic and economy, this strategy will help you gain confidence and clarity in what you want and how to have it.

Want to know more?

If you do, then I’m going to help you understand how you can make one key change, right now, that will

put you on a more empowering life and money path


If money seems like a bully making you believe you have to remain chained to your desk for the next 10, 20, or 30 years, this program will transform your future.


Does money seem like the force that drives your life? Are you constantly bouncing back and forth between quitting and then talking yourself out of it because, rationally, you tell yourself you can't live without the money?

Fear of not having enough money is one of the main reasons people work away their best years, sacrificing the life they want, hoping to finally have it after retirement.

I know because I spent the last 10 years of my career committing to quit each January, and copping out the last week of every December. I knew I wanted to do something more meaningful with my life, but I couldn't figure out what that was, and quitting to do something I love, like travel the world, obviously made no sense because what would I do after a few months of that? How would I afford the life I had created up to that point?

I ended up taking a complete leap of faith, having no organized idea of how I'd make things work. Three years later, I've realized there is a way to do this. There is a way to do something you love, something that brings light to every day of your life, and also, have enough money to keep doing it for a long time.

I'm sharing all the things I've learned over the past three years about how to relate to money, how to make money, and how to make it last.

Many full-time travelers and digital nomads use some of these strategies.

Though they do share ideas to make money, they don’t teach you what you need to do before you get to that step.

They don’t dig in to the money mindset shifts or strategies to cope with how different it is to make money outside of full-time work.

They don't explain some of the key information you need to know before throwing caution to the wind (or trying to pick up the pieces, if circumstances have led you to pursue a different life.)

The problem with simply getting a bunch of ideas to make money

(and I bet you’re pretty smart and already know a bunch of ways or can find them on Google)

is that aimlessly trying to find work doesn’t help you keep your bank account full.

Looking for work without the right money strategy leaves you feeling like you’re constantly running around trying to make ends meet.

A swipe file with ideas to make money is completely useless unless you have a strategy behind using it, and an understanding of just how different money and work are, outside corporate/government/not-for-profit type jobs.

Trying to make money with a PDF file of ideas is kind of like trying to eat your favorite soup without a bowl, and without a spoon – not very efficient, and you end up missing out on most of it. It feels like a lot of hard work in exchange for not much satisfaction.

And, if you've lost your job, and have been failing to find another full-time job in this economy, you need these strategies to stop feeling like you're banging your head against a wall.

That’s why I developed the "MIND OVER MONEY" System so you can figure out how to make your ends meet first, and then develop the right strategy to make it happen

It’s not only about ways to make money outside of a stable job, it’s about becoming aware of all the beliefs you’ve learned from years of slaving away at your desk.

If you’re a Gen X-er (or any generation) with parents who taught you to go to work and keep your head down until you retire, this is for you.

I’ve long felt that we didn’t choose to grow up and work away the best years of our life so that we can finally have fun when we’re too old with medical issues that potentially cramp our fun.

While it’s more empowering to choose life and work that doesn’t involve a stable job, you can still find empowerment if you unexpectedly find yourself without that job.

Everyone can do these steps. You don’t need to be an expert, a genius, or a millionaire.

My name is Heather Markel.

I’m a former worker-bee turned full-time nomad. I’ve got over 25 years experience in corporate, and over 10 years experience as an entrepreneur. But the last 3 years have taught me more about confronting, challenging and loving the unknown. You know the “what now?” and “how will I do this?” and “why wait?” questions.

I’m a former contributor to Entrepreneur.com and I was even interviewed by the New York Times about life as a nomad.

I also have a proven track record of helping entrepreneurs make more money:

Working with Heather transformed my business approach in exactly the way I needed. I was stuck and not sure how I should be reaching out to my clients and finding new ones.

My work with Heather got me out my rut and I renewed and invigorated my practice. I’m attracting new clients and creating new programming that I love. She listens. She’s intuitive. She’s smart. She has tremendous resources. She will take you to the next level.

Nicole Wells
Nicole Wells Speak Wells

...I wanted to get to the next level but some personal and business hurdles were preventing me from doing so. I knew I needed to do something different to get different results...

...Heather has been an excellent and immensely valuable resource in helping me identify, plan and fulfill my personal and business goals. I would highly recommend working with Heather and taking a step forward in your life personally and professionally.

Varun M
Varun M MyItopia

There are no words to truly capture Heather’s coaching. Not only is Heather an amazing, insightful, super smart business coach but she is a fantastic person. She is a powerhouse when it comes to helping you ramp up your business in rapid speed.

Within the first few months of working with Heather, I saw change almost immediately. My business went from just a trickle of clients here and there to a floodgate of quality clients. I tripled my business income in just a few months. Heather taught me how to go from passive networking to strategically gaining clients at networking events. She also taught me to raise my fees confidently and I began booking clients at my higher rates. I mean, the results were just phenomenal.

But as amazing as Heather was at helping me grow my business, the biggest value I found in working with her was the never-ending confidence and belief she had in me. This undoubtedly propelled me forward in my business and in my life overall. I wholeheartedly recommend Heather and would without a doubt work with her again.

Ariane Hunter
Ariane Hunter Project She Went For Her Dreams

I was at a point in my business where I wasn’t succeeding at breaking into the next level.  I knew I needed support, guidance and a big push. Heather came highly recommended by two of her last clients, so I knew that she must be doing something right. In my first month working with her, I made 2K more than I had in any month before and four months later I doubled my revenue....

Dana Campbell
Dana Campbell Optimize Corps

With this diverse background and experience, I’ve seen failure, frustration, and the most amazing rising from the proverbial ashes to levels of success beyond what my clients dreamed of.

I worked in corporate, and I also out-earned my corporate salary in my business.

Long ago, I accumulated credit card debt through my own lack of knowledge and responsibility, and I turned that around.

I’ve lived in a high-end Manhattan apartment with a concierge, shopped for clothes in Paris, and also slept in youth hostels and made it by with less than $20/day.

So, I know how to make money, save it, and budget it. That’s just the middle of How To Make Money Without A Job.

The problem is, most people blindly look for a few work opportunities, and then one of these situations happens.

1 - You can’t find any opportunities so you feel like giving up, and possibly do

2 - You actually find some work but you can’t understand why, despite having income, you don’t ever seem to have enough money in your bank account to afford your life.

3 - You just barely squeak out the rent and some food, but it feels like you’re existence is at risk because there’s just not enough, or it will run out soon

Retirement And The Future Are Not Guaranteed

If you haven't already lost your job, you know it's a serious possibility. And that was before the pandemic.

We all now truly understand the lack of security a "stable job" represents.

Even if you do make it to retirement, your health may not allow you to do the things you're saving up for.

You may end up 65 or 70, with a stash of money now available to you, and be filled with regret because you're now too old to do what you wanted all those years before.

You may spend your older years wondering "what would have happened if". And, that's if you live till then. Because, let's face it, this pandemic is definitely sobering for our mortality.

The good news, though, is that the pandemic and job loss have allowed us to get much more clarity on the lives we want to live. So, you may have already started racking up leads to pursue and even a few jobs, but

Having Leads Or Work Lined Up Isn’t Enough

Even if you have a few things lined up, work, itself, doesn’t solve the problem of staying out of debt, affording your bills, and feeling confident that you can manage for months, or years, if you need to.

The key is to understand the mindsets keeping you chained to a belief system that no longer serves you, and to recreate your relationship to money.

Once you can master these two things, your paradigm of work and possibilities shifts dramatically.

How Do I Know This Stuff Works?

I plunged into the unknown. I don't have a trust fund. I'm not crazy rich.

I quit my job, brought my belief systems with me and had no idea how I’d make ends meet.

I figured I could make it for 3 – 6 months. Instead, my belief systems were completely challenged – it was like everything I had been taught was wrong.

I learned I could keep on pursuing the life of my dreams if I were willing to make some key changes in my life.

I thought I was alone in my journey, but then I kept meeting other people who ditched their corporate life for something more fulfilling.

The thing we all have in common is that we make less money than we did in corporate and we’re a lot more happy.

And, none of us is poor.

How is that possible? Because we’ve been able to use the Mind Over Money teachings to take control of our lives and money.

One thing you are not getting with this program is a get-rich quick scheme.

If you're serious about creating a life where you have enough money that you don't need to worry about paying bills or worrying about how you'll survive if the coffers are running low, it takes work, and it takes time.

If you were looking for something that magically makes money appear, this is not that program.

Another thing you're not getting is a program that leaves you hanging. This program goes the extra mile....

It's not enough to gain confidence and remove your fear about money. That's why I also include the strategies you need to make your money last long term, and teach you what strategies to use, at what points.

It's got nothing to do with the stock market or investments, it's got everything to do with understanding the right things to do, at the right time.

You'll Learn That Making Money Without A Job Is About So Much More Than A List Of Ideas.

Here are 5 things the Mind Over Money system does for you:

And, it’s not just a “do-it-yourself” program. There’s a Facebook group to ask questions AND live calls where we can discuss your specific questions and challenges!

Each week, for five weeks, you'll receive content you can review at your own pace. You can watch the lessons online, or download them to your favorite device.

Imagine putting the first lessons on your phone and, later today, going for a run and starting to learn the strategies to free you from dependency on a corporate job. When you return home, you can take what you learned and customize it with the included action guides.

Once you complete the core program, it doesn't end there! You get to stay in the Facebook group for support, and attend live calls! If that's not enough, I'm developing new content as you read this, so you can expect even more great information to help you in your life outside a stable job!


This is a very actionable course that would help anyone move out of or has lost, mainstream employment.

I'd actually gone through many of the steps included in your course Heather, after going bankrupt about 4 years ago - wish I'd had access to your course then! But some of your steps reminded me of things I'd let slide (or perhaps wasn't ready to do at the time!) and others I hadn't thought of 🙂 This is a very actionable course that would help anyone move out of or has lost, mainstream employment. The mindset shift is a big one and I love that you take us through step by step. I honestly think you've nailed the breakdown of the mindset shift!

Gabby Lewis

Think of this course as emotional intelligence and spiritual wisdom meets business sense.

There is so much I learned from this course, but the main thing I learned and gained is seeing there are other options out there available for earning income. This course also helped me gain clarity on not just my career path, but also on my personal values, and how to make choices that align with them, including the way I earn and spend money. That is the very definition of living intentionally. Think of this course as emotional intelligence and spiritual wisdom meets business sense. That is the best way I can describe it! Also, I wish I had learned what's taught in this course as a college art student. It would've helped me gain the business sense needed to become an artist in the real-world -- learning to differentiate short-term and long-term sources of income, where creative projects fit within these money-making strategies, and how to allocate my time accordingly. Having these foundations would've saved me so much time and heartache. I would definitely recommend it to other people with similar endeavors based on those factors alone.

Bich Nguyen

The way Heather brought the focus on my energy into our sessions allowed me to stay aligned with what’s most meaningful in my work instead of feeling like I was selling myself out purely for more revenue!

Melia Franklin
Melia Franklin www.meliafranklin.com

Heather’s laser sharp inner vision helps her see right to the heart of any matter. She then breaks it down into workable, bite-size bits and presents them clearly in an empowering manner. Her passion for her work and her infectious can-do attitude cannot help but inspire.

PJ Hughes
PJ Hughes FlowerChi

What impressed me tremendously was Heather’s ability to hone in on my defining qualities and also identify the ways that I was working against myself. Her insights and guidance helped me change how I approached my work in a way that felt very authentic

Mahri Relin
Mahri Relin Body Conceptions

...I found her to be knowledgeable, passionate, inspirational, and fun to work with. She has the unique ability to bring out the best in you. Thank you, Heather, for your valuable advice, {and} support...

Patricia Mazza
Patricia Mazza Certified Health Coach

Here's What You Get:

The How To Make Money Without A Job Program

  • Every week, for five weeks, you'll get new lessons in your membership area. You can watch them at your own pace, download them to listen on the road, and re-watch content any time you want. Each week's lessons build upon the previous week, giving you time to absorb material, and be ready for the next steps. ($600 value)

  • Because each of you has a different life and a different set of needs, the included action guides allow you to take the content from each lesson and make it actionable for your, specific, situation.

  • Included in the program is access to a private Facebook group where you can meet other people just like you, and get live help on any questions or challenges that come up in the program. You get to stay in the group long after you've received all the content. ($100 value)

  • Support doesn't stop with the Facebook group! There are live calls included in the program so you can have individual, live, coaching with Heather and mastermind with the group on specific actions. You'll have access to call recordings and if you can't make a call, you can send in your questions in advance for Heather to answer. ($700 value)

Grab your Mind Over Money Training Now and Get These Special Bonuses:

  • Along with the module that teaches you how to create a budget, track your money, and calculate how much you need, you'll get a robust spreadsheet to help you figure out your customized money needs and money plan.

    This, alone, will empower you to take control of your finances and put all the other lessons to work for you.

    $47 Value
  • I've already added a bunch of new modules since launching, and I'm developing a super bonus program, based on current member demand. It's yours when it's ready, at no additional fee! Hint - it's about marketing and selling.

I Want You To Find Value In The Program, So...

Satisfaction Guarantee...

My goal is your satisfaction. So, I'm offering you a FREE one-week trial. If, after a week, you don't feel the program is of interest, simply cancel during your trial, and you will not be charged for (or receive access to) the rest of the program. If you like it, then your card will be charged after a week and you'll get access to information that will motivate, inspire, and help you succeed.

Sound good?

If so, here's a reminder of everything you'll get:

Total Value: $1,447

Get everything now for

Only $77

Yes I Want It Right Now!

This is a limited offer and the price is subject to change.

Get started today - here is what you get:

  • Right now, as mentioned, you’re getting the entire system, and calls with me for a 94% discount over the value of the program.
  • You’re saving $1,370 over the value of the program
  • This will empower you to take control of your destiny and see that it’s really possible to survive without a stable job.
Click Here To Get Everything Now

You are protected by our 100% satisfaction guarantee


  • q-iconIs the Facebook group private?

    Yes, our group is not only private, but also hidden. The only people admitted are those that are taking the program, or who have taken it in the past.

  • q-iconHow do I know the program is the right fit for me?

    The best way to figure that out is to try it out! That’s why I’m offering the first week at no charge. See if you like the format, the sound of my voice, the exercise templates, etc. If you do, great! If not, simply cancel before your trial expires.

  • q-iconIs the cost one time, or recurring?

    After your trial expires, you’ll be charged a flat fee, one time, for the program. There are no additional charges.

  • q-iconI have more questions, how can I reach you?

    Send me an email with the subject line “questions about your membership program” and I’d be happy to answer!

DISCLAIMER: Please note, this is not a get-rich-quick scheme or a lesson in the stock market. Making money takes time, planning, effort and perseverance. Your success with this program is not guaranteed. It depends entirely on you completing all the assignments, asking for help, and following through. If you're looking for a program that magically makes money appear overnight, this is not it, and you should not purchase it. This program is best for people willing to make the time to shift out of ways that are not serving them in making money, actively doing the exercises, and taking advantage of live support.

Get Access Now

You are protected by our 100% satisfaction guarantee