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TERMS & CONDITIONS

The following explains our terms and liability. Please make sure you understand it as your visiting our site implies that you accept the terms below.

TERMS & CONDITIONS OF USE Welcome to Heather Begins website! Our relationship with you is important to us! Please ensure you are familiar with our policies and Please help us serve you better by respecting the following policies and understand that by visiting our site, you are accepting the terms of these policies.

INTELLECTUAL PROPERTY Our site contains material, which is owned by, or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance, text, images, audio, videos, data, wallpaper and graphics (including the HTML code used to generate it), eBooks, eCourses. Unauthorized reproduction is strictly prohibited and may give rise to a claim for damages and/or be a criminal offense. You may not, directly or indirectly, use, download, upload, copy, print, display, perform, publish, modify, delete, add to, license, post, transmit, or distribute any content or proprietary information from this site in whole or in part, including the removal or alteration of advertising, except pursuant to the express limited grant of rights hereunder without the specific prior written consent of Heather Begins. We grant you a non-exclusive and limited license to access the site and to use the services and information contained within. If you purchase any of our products, you do not have the right to share, distribute, or copy any of the content within those products and services. Again, unauthorized reproduction is strictly prohibited and may give rise to a claim for damages and/or be a criminal offense.

RIGHTS OF ACCESS TO PRIVATE CONTENT When you purchase one of our products — eBooks, eCourses, etc — your purchase is with the consent that you may not share, distribute, or copy any of the material. You are the only one granted permission to use the content, and any breech of this agreement may result in legal action and a claim for damages, and you agree to pay all legal costs should an investigation be opened.

 PROHIBITED USES You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity. You must not use this website to transmit or send unsolicited commercial communications.

DISCLAIMER OF WARRANTY AND LIMITATIONS OF LIABILITY The information presented on this site is provided “as is” and “as available,” without representation or warranty of any kind. Heather Begins will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website: for any indirect, special or consequential loss; or for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data. These limitations of liability apply even if Heather Begins has been expressly advised of the potential loss. Any earnings or income statements, or any earnings or income examples, are only estimates of what we think you could earn. There is no assurance you will do as well as stated in any examples. If you rely upon any figures provided, you must accept the entire risk of not doing as well as the information provided. There is no assurance that any prior successes or past results as to earnings or income (whether monetary or advertising credits, whether convertible to cash or not) will apply, nor can any prior successes be used, as an indication of your future success or results from any of the information, content, or strategies. Any and all claims or representations as to income or earnings (whether monetary or whether convertible to cash or not) are not to be considered as “average earnings”.

THIRD PARTY LINKS We are delighted when our work is admired! We would like to keep you informed of these mentions through third party links to those websites. Please know that this does not represent an endorsement of the third-party as we assume no responsibility for the content of their site. Heather Begins does not make any warranty as to the legality, accuracy, or authenticity of content presented by third-party sites. Please note that third-party sites may have their own terms of use and privacy policies.

TECHNICAL ISSUES While every effort is made to keep our site up and running smoothly, Heather Begins takes no responsibility for, and will not be liable for, temporary unavailability due to technical issues beyond our control. Sorry!

PAYMENT & SECURITY We use the latest software to encrypt your personal information automatically while in transit over the internet. Products and/or services are available for purchase through the highly secured payment processor Paypal or Stripe. This third party processor provides supreme safety and reliability in your transaction. They monitor every transaction, 24/7 to prevent against fraud, email phishing, identity theft, and general displeasure. Every transaction is heavily guarded behind their nextlevel encryption. For more detailed information regarding Paypal terms and conditions please visit: www.paypal.com or www.stripe.com

INDEMNITY You hereby indemnify and hold harmless Heather Begins with respect to any losses, damages, costs, liabilities and expenses (including attorneys fees) arising out of, or in connection, to these terms.

ASSIGNMENT You may not assign the rights and obligations created for you under this agreement to any other party.

SEVERANCE If any provision of this Contract is held unenforceable, then such provision will be modified to reflect the parties’ intention. All remaining provisions of this Contract shall remain in full force and effect.

ENTIRE AGREEMENT All prior understandings, agreements, representations and warranties, oral or written, are merged in these terms; it completely expresses their full agreement and has been entered into after full investigation, neither party relying upon any statement made by anyone else that is not set forth in these terms.

GOVERNING LAW These terms shall be governed by the laws of the state of New York. You waive all rights to trial by jury in any action or proceeding instituted in connection with these terms. Furthermore, you waive the defense of forum non conveniens.

POLICY CHANGES We reserve the right to change, modify, or amend this policy. But don’t worry, we’ll let you know if we do! The new policy will replace any prior policies to the extent that there are any inconsistencies. Use of our site after modification, implies that you consent to the policy as amended. This Terms of Use Agreement was last updated on June 20, 2020 and is effective immediately. To contact us with any questions or concerns, please refer to our contact page. © Copyright 2020 Begins. All rights reserved.

PRIVACY POLICY Heather Begins takes your privacy seriously and we’re committed to safeguarding your privacy online.

PERSONAL INFORMATION Rest assured that any personally identifiable information you provide will never be sold or traded to outside parties, however we reserve the right to disclose this information where it is required by law. We reserve the right collect information regarding the ways and frequencies our visitors interact with our site.

PAYMENT INFORMATION For the purposes of processing payment, your credit card information will be shared only with necessary third parties for the purpose of carrying out the transactions. We neither maintain nor share your payment information unless otherwise stated.

THIRD PARTY LINKS Please be aware that the privacy policies of third party links to websites may differ from that of Heather Begins.

GOVERNING LAW The terms of this Privacy Policy shall be governed by the laws of the state of New York. You waive all rights to trial by jury in any action or proceeding instituted in connection with these terms. Furthermore, you waive the defense of forum non conveniens. To contact us with any questions or concerns, please refer to our contact page. © Copyright 2020 Heather Begins. All rights reserved.

Most of what's keeping you from what you want - full-time travel, a new business idea, a radical career shift - are your excuses. After one session with Heather, you'll understand which excuses are holding you back the most, how to get them out of the way, and you'll leave with an action plan that helps you set the foundation to pivot into the life you want.

You know you don't like your job, but you can't figure out how to survive without it. Designed for frustrated professionals the program focuses on teaching you the key steps to shifting your work and money mindsets, and giving you the money and work strategies to pursue, leaving you empowered to quit with confidence and see that it really is possible to live happily without a stable job.

Whether traveling full time was your dream before the pandemic, or after, this session will help you understand how to prepare, what you need to know, and how to get your finances in order to make it happen. It's the perfect accompaniment to the "How To Afford The Travel Life" eBook. You'll also get an understanding of both what's great about full-time travel and some of the challenges. You can also discuss planning help, and how to get the most out of your experience.

It's always been essential to understand your money, but if you've lost your job due to the pandemic, now it's even more important that you create financial empowerment. In this session, Heather will work with you to first understand your gaps in managing your money, then she'll help you with the framework on how to ensure you can afford the life you dream of. You'll get tips to save and budget, and also discuss ways to earn money that will shift you out of feeling like a victim of the times, to seeing the opportunities in front of you to begin making money in a different way.

You want to quit and travel full time, but when can you go? This eBook gives you all the formulas you need to calculate when you can quit and afford the travel lifestyle you want, in under and hour.

Thanks to the pandemic, we've all had a chance to ask the question, "what now?" If you've decided it's time to quit your 9-to-5 to travel full time (or take it with you while you live nomadically), this program will help you address the core mindset, money, and planning gaps you have. This is the program that will help you acknowledge and overcome your fears about what's next, figure out how to afford and sustain your travels, and feel confident about planning your adventure. Book your free session to see if you're a fit!

You're finally serious about traveling full time, but you cannot figure out how you'll afford it. Or, you're just curious whether it's really even possible to afford the lifestyle. Bootcamp is for you! We'll go dive deep into savings strategies before you go, how to save on the road, and how to sustain your travels, as well as look at lots of work opportunities if you want to work while you travel! Includes a 3-day build your budget challenge to get you thinking about how to replace dreams with real logical steps to make it happen.

You've dreamed about traveling full time for as long as you can remember, and now you've learned that it's a little more challenging than you thought. Get help getting through the initial shock and changes when you realize you're not on vacation. Learn how to manage those experiences where you meet parts of yourself long forgotten, and create a plan to help you have the best experience with your journey.

If you want to see every post I've written, starting with the most recent, this is the place to start!


If you need some tips on getting started, traveling safe, and saving money while traveling full time, go here! 

I've been traveling the globe solo, and many of my posts share thoughts and resources specifically for other solo travelers. If you're a fellow solo traveler, or you're thinking about solo travel, this is a collection you will find of interest.

If you're looking to read blog posts about specific destinations, click the country of your interest below to go to it's blog page and get country-specific reviews and thoughts.

Africa

Argentina

Australia

Brazil

Cambodia

Chile

Costa Rica

France

New Zealand

Peru

Portugal

Scotland

Singapore

Thailand

Uruguay

Vietnam

 

Sometimes I write posts where I give insider information on certain cities I've visited, which may be more along the lines of places to go, how to save money, etc. If that's your main interest, check out this compilation of posts.

In 2020, I was traveling in New Zealand as the coronavirus pandemic brewed, and, got stuck there. If you want to read about what this time was like and traveling during this time, check out this page.

At the heart of international travel is learning about the many different cultures and ways of being around the world. The posts compiled on this page speak, specifically, about the cultural observations I've had.

Many of my blog posts are about things I've discovered about myself or about being, while I've traveled. If you'd like to focus on posts that only have self-discovery themes, click the button below.