Here’s a simple way to have enough money, despite the pandemic, despite a bad economy and despite your circumstances.
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How To Make Money Without A Job ™
This program may, literally, change your life.
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If you’re wondering where your next paycheck is coming from, this could release you from dependence on a corporate/government/not-for-profit job.
This could free you to trade life as a worker bee for life as an empowered business owner or world traveler. Or, it could just make you more confident that you’ll be ok without that job.
Other people will be jealous of you, and might even try to talk you out of the idea of enjoying your life before you retire.
Because, I mean, how can they justify hating their job that they feel opted to hold on to or look for another job they hate, if you’re out there enjoying yourself and not worried about how much money you have?
So, you’ll be one of those people who
Always seems to have enough money, even without a full-time job
How could that be possible?
I’m going to share strategies with you that help you eliminate the need for full-time employment, reducing your anxiety about having enough money without it.
Whether you have a job you want to get rid of for a more meaningful life, or whether you lost your job due to the pandemic and economy, this strategy will help you gain confidence and clarity in what you want and how to have it.
Want to know more?
If you do, then I’m going to help you understand how you can make one key change, right now, that will
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put you on a more empowering life and money path
Many full-time travelers and digital nomads use some of these strategies.
Though they do share ideas to make money, they don’t teach you what you need to do before you get to that step.
They don’t dig in to the money mindset shifts or strategies to cope with how different it is to make money outside of full-time work.
They don’t explain some of the key information you need to know before throwing caution to the wind (or trying to pick up the pieces, if circumstances have led you to pursue a different life.)
The problem with simply getting a bunch of ideas to make money
(and I bet you’re pretty smart and already know a bunch of ways or can find them on Google)
is that aimlessly trying to find work doesn’t help you keep your bank account full.
Looking for work without the right money strategy leaves you feeling like you’re constantly running around trying to make ends meet.
A swipe file with ideas to make money is completely useless unless you have a strategy behind using it, and an understanding of just how different money and work are, outside corporate/government/not-for-profit type jobs.
Trying to make money with a PDF file of ideas is kind of like trying to eat your favorite soup without a bowl, and without a spoon – not very efficient, and you end up missing out on most of it. It feels like a lot of hard work in exchange for not much satisfaction.
And, if you’ve lost your job, and have been failing to find another full-time job in this economy, you need these strategies to stop feeling like you’re banging your head against a wall.
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That’s why I developed the “MIND OVER MONEY” System so you can figure out how to make your ends meet first, and then develop the right strategy to make it happen
It’s not only about ways to make money outside of a stable job, it’s about becoming aware of all the beliefs you’ve learned from years of slaving away at your desk.
If you’re a Gen X-er (or any generation) with parents who taught you to go to work and keep your head down until you retire, this is for you.
I’ve long felt that we didn’t choose to grow up and work away the best years of our life so that we can finally have fun when we’re too old with medical issues that potentially cramp our fun.
While it’s more empowering to choose life and work that doesn’t involve a stable job, you can still find empowerment if you unexpectedly find yourself without that job.
Everyone can do these steps. You don’t need to be an expert, a genius, or a millionaire.
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My name is Heather Markel.
I’m a former worker-bee turned full-time nomad. I’ve got over 25 years experience in corporate, and over 10 years experience as an entrepreneur. But the last 3 years have taught me more about confronting, challenging and loving the unknown. You know the “what now?” and “how will I do this?” and “why wait?” questions.
I’m a former contributor to Entrepreneur.com and I was even interviewed by the New York Times about life as a nomad.
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I’ve also got a proven track record of helping entrepreneurs make more money:
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Heather helped me identify and remember the reasons why I found success early on – things that I lost sight of in the day to day responsibilities carried by every business owner.
…I wanted to get to the next level but some personal and business hurdles were preventing me from doing so. I knew I needed to do something different to get different results….
Working with Heather has been a positive step in the right direction and done in a fun, positive energy way….
Heather has been an excellent and immensely valuable resource in helping me identify, plan and fulfill my personal and business goals. I would highly recommend working with Heather and taking a step forward in your life personally and professionally.
Varun M
– CEO/MiItopia
“In my first month working with [Heather] I made $2,000 more than any month before and four months later I doubled my revenue.”
I was at a point in my business where I wasn’t succeeding at breaking into the next level. I knew I needed support, guidance and a big push. Heather came highly recommended by two of her last clients, so I knew that she must be doing something right. In my first month working with her, I made 2K more than I had in any month before and four months later I doubled my revenue….
Dana Campbell
– Founder/Optimize Corps
“She will take you to the next level”
Working with Heather transformed my business approach in exactly the way I needed. I was stuck and not sure how I should be reaching out to my clients and finding new ones.
My work with Heather got me out my rut and I renewed and invigorated my practice. I’m attracting new clients and creating new programming that I love. She listens. She’s intuitive. She’s smart. She has tremendous resources. She will take you to the next level.
“My business went from a trickle of clients here and there to a floodgate of quality clients. I tripled my business income in just a few months.”
There are no words to truly capture Heather’s coaching. Not only is Heather an amazing, insightful, super smart business coach but she is a fantastic person. She is a powerhouse when it comes to helping you ramp up your business in rapid speed.
Within the first few months of working with Heather, I saw change almost immediately. My business went from just a trickle of clients here and there to a floodgate of quality clients. I tripled my business income in just a few months. Heather taught me how to go from passive networking to strategically gaining clients at networking events. She also taught me to raise my fees confidently and I began booking clients at my higher rates. I mean, the results were just phenomenal.
But as amazing as Heather was at helping me grow my business, the biggest value I found in working with her was the never-ending confidence and belief she had in me. This undoubtedly propelled me forward in my business and in my life overall. I wholeheartedly recommend Heather and would without a doubt work with her again.
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Working with Heather transformed my business approach in exactly the way I needed. I was stuck and not sure how I should be reaching out to my clients and finding new ones.
My work with Heather got me out my rut and I renewed and invigorated my practice. I’m attracting new clients and creating new programming that I love. She listens. She’s intuitive. She’s smart. She has tremendous resources. She will take you to the next level.
Nicole Wells
Speak Wells
…I wanted to get to the next level but some personal and business hurdles were preventing me from doing so. I knew I needed to do something different to get different results…
…Heather has been an excellent and immensely valuable resource in helping me identify, plan and fulfill my personal and business goals. I would highly recommend working with Heather and taking a step forward in your life personally and professionally.
Varun M
MyItopia
There are no words to truly capture Heather’s coaching. Not only is Heather an amazing, insightful, super smart business coach but she is a fantastic person. She is a powerhouse when it comes to helping you ramp up your business in rapid speed.
Within the first few months of working with Heather, I saw change almost immediately. My business went from just a trickle of clients here and there to a floodgate of quality clients. I tripled my business income in just a few months. Heather taught me how to go from passive networking to strategically gaining clients at networking events. She also taught me to raise my fees confidently and I began booking clients at my higher rates. I mean, the results were just phenomenal.
But as amazing as Heather was at helping me grow my business, the biggest value I found in working with her was the never-ending confidence and belief she had in me. This undoubtedly propelled me forward in my business and in my life overall. I wholeheartedly recommend Heather and would without a doubt work with her again.
Ariane Hunter
Project She Went For Her Dreams
I was at a point in my business where I wasn’t succeeding at breaking into the next level. I knew I needed support, guidance and a big push. Heather came highly recommended by two of her last clients, so I knew that she must be doing something right. In my first month working with her, I made 2K more than I had in any month before and four months later I doubled my revenue….
Dana Campbell
Optimize Corps
With this diverse background and experience, I’ve seen failure, frustration, and the most amazing rising from the proverbial ashes to levels of success beyond what my clients dreamed of.
I worked in corporate, and I also out-earned my corporate salary in my business.
Long ago, I accumulated credit card debt through my own lack of knowledge and responsibility, and I turned that around.
I’ve lived in a high-end Manhattan apartment with a concierge, shopped for clothes in Paris, and also slept in youth hostels and made it by with less than $20/day.
So, I know how to make money, save it, and budget it. That’s just the middle of How To Make Money Without A Job.
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The problem is, most people blindly look for a few work opportunities, and then one of these situations happens.
1 – You can’t find any opportunities so you feel like giving up, and possibly do
2 – You actually find some work but you can’t understand why, despite having income, you don’t ever seem to have enough money in your bank account to afford your life.
3 – You just barely squeak out the rent and some food, but it feels like you’re existence is at risk because there’s just not enough, or it will run out soon[/text_block]
Retirement And The Future Are Not Guaranteed
If you haven’t already lost your job, you know it’s a serious possibility. And that was before the pandemic.
We all now truly understand the lack of security a “stable job” represents.
Even if you do make it to retirement, your health may not allow you to do the things you’re saving up for.
You may end up 65 or 70, with a stash of money now available to you, and be filled with regret because you’re now too old to do what you wanted all those years before.
You may spend your older years wondering “what would have happened if“. And, that’s if you live till then. Because, let’s face it, this pandemic is definitely sobering for our mortality.
The good news, though, is that the pandemic and job loss have allowed us to get much more clarity on the lives we want to live. So, you may have already started racking up leads to pursue and even a few jobs, but[/text_block]
Having Leads Or Work Lined Up Isn’t Enough
Even if you have a few things lined up, work, itself, doesn’t solve the problem of staying out of debt, affording your bills, and feeling confident that you can manage for months, or years, if you need to.
The key is to understand the mindsets keeping you chained to a belief system that no longer serves you, and to recreate your relationship to money.
Once you can master these two things, your paradigm of work and possibilities shifts dramatically.
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How Do I Know This Stuff Works?
I plunged into the unknown.
I quit my job, brought my belief systems with me and had no idea how I’d make ends meet.
I figured I could make it for 3 – 6 months. Instead, my belief systems were completely challenged – it was like everything I had been taught was wrong.
I learned I could keep on pursuing the life of my dreams if I were willing to make some key changes in my life.
I thought I was alone in my journey, but then I kept meeting other people who ditched their corporate life for something more fulfilling.
The thing we all have in common is that we make less money than we did in corporate and we’re a lot more happy.
And, none of us is poor.
How is that possible? Because we’ve been able to use the Mind Over Money teachings to take control of our lives and money.
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One thing you are not getting with this program is a get-rich quick scheme.
If you’re serious about creating a life where you have enough money that you don’t need to worry about paying bills or worrying about how you’ll survive if the coffers are running low, it takes work, and it takes time.
If you were looking for something that magically makes money appear, this is not that program.
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You’ll Learn That Making Money Without A Job Is About So Much More Than A List Of Ideas.
And, it’s not just a “do-it-yourself” program. There’s a Facebook group to ask questions AND live calls where we can discuss your specific questions and challenges!
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Each week, for five weeks, you’ll receive content you can review at your own pace. You can watch the lessons online, or download them to your favorite device.
Imagine putting the first lessons on your phone and, later today, going for a run and starting to learn the strategies to free you from dependency on a corporate job. When you return home, you can take what you learned and customize it with the included action guides.
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Once you complete the core program, it doesn’t end there! You get to stay in the Facebook group for support, and attend live calls! If that’s not enough, I’m developing new content as you read this, so you can expect even more great information to help you in your life outside a stable job!
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This is a very actionable course that would help anyone move out of or has lost, mainstream employment.
I’d actually gone through many of the steps included in your course Heather, after going bankrupt about 4 years ago – wish I’d had access to your course then! But some of your steps reminded me of things I’d let slide (or perhaps wasn’t ready to do at the time!) and others I hadn’t thought of ? This is a very actionable course that would help anyone move out of or has lost, mainstream employment. The mindset shift is a big one and I love that you take us through step by step. I honestly think you’ve nailed the breakdown of the mindset shift!
Gabby Lewis
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The way Heather brought the focus on my energy into our sessions allowed me to stay aligned with what’s most meaningful in my work instead of feeling like I was selling myself out purely for more revenue!
Melia Franklin
www.meliafranklin.com
Heather’s laser sharp inner vision helps her see right to the heart of any matter. She then breaks it down into workable, bite-size bits and presents them clearly in an empowering manner. Her passion for her work and her infectious can-do attitude cannot help but inspire.
PJ Hughes
FlowerChi
What impressed me tremendously was Heather’s ability to hone in on my defining qualities and also identify the ways that I was working against myself. Her insights and guidance helped me change how I approached my work in a way that felt very authentic
Mahri Relin
Body Conceptions
…I found her to be knowledgeable, passionate, inspirational, and fun to work with. She has the unique ability to bring out the best in you. Thank you, Heather, for your valuable advice, {and} support…
Patricia Mazza
Certified Health Coach
Grab your Mind Over Money Training Now and Get These Special Bonuses:
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Along with the module that teaches you how to create a budget, track your money, and calculate how much you need, you’ll get a robust spreadsheet to help you figure out your customized money needs and money plan.
This, alone, will empower you to take control of your finances and put all the other lessons to work for you.
$47 Value
- Instead of a static program with no help, I’m just a message away.
Plus you have the opportunity to network with other people just like you.
$100 Value
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Taking things one step forward, most groups just give you content and a Facebook group, but I’m also doing live calls each month to help you take the learning further!
Even after you complete the core program, the calls will continue, so instead of leaving you hanging, you can continue to get help and network.
$700 value
I Want You To Find Value In The Program, So…
My goal is your satisfaction. So, I’m offering you a FREE one-week trial. If, after a week, you don’t feel the program is of interest, simply cancel during your trial, and you will not be charged for (or receive access to) the rest of the program. If you like it, then your card will be charged after a week and you’ll get access to information that will motivate, inspire, and help you succeed.
Sound good?
If so, here’s everything you’ll get:[/text_block]
Get everything now for
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This is a limited offer and the price is subject to change.
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- Right now, as mentioned, you’re getting the entire system, and calls with me for a 94% discount over the value of the program.
- You’re saving $1,370 over the value of the program
- This will empower you to take control of your destiny and see that it’s really possible to survive without a stable job.
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Is the Facebook group private?Yes, our group is not only private, but also hidden. The only people admitted are those that are taking the program, or who have taken it in the past.
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How do I know the program is the right fit for me?The best way to figure that out is to try it out! That’s why I’m offering the first week at no charge. See if you like the format, the sound of my voice, the exercise templates, etc. If you do, great! If not, simply cancel before your trial expires.
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Is the cost one time, or recurring?After your trial expires, you’ll be charged a flat fee, one time, for the program. There are no additional charges.
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I have more questions, how can I reach you?Send me an email with the subject line “questions about your membership program” and I’d be happy to answer!
DISCLAIMER: Please note, this is not a get-rich-quick scheme or a lesson in the stock market. Making money takes time, planning, effort and perseverance. Your success with this program is not guaranteed. It depends entirely on you completing all the assignments, asking for help, and following through. If you’re looking for a program that magically makes money appear overnight, this is not it, and you should not purchase it. This program is best for people willing to make the time to shift out of ways that are not serving them in making money, actively doing the exercises, and taking advantage of live support.
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If you want to see every post I’ve written, starting with the most recent, this is the place to start!
I’ve been traveling the globe solo, and many of my posts share thoughts and resources specifically for other solo travelers. If you’re a fellow solo traveler, or you’re thinking about solo travel, this is a collection you will find of interest.
If you’re looking to read blog posts about specific destinations, click the country of your interest below to go to it’s blog page and get country-specific reviews and thoughts.
Sometimes I write posts where I give insider information on certain cities I’ve visited, which may be more along the lines of places to go, how to save money, etc. If that’s your main interest, check out this compilation of posts.
In 2020, I was traveling in New Zealand as the coronavirus pandemic brewed, and, got stuck there. If you want to read about what this time was like and traveling during this time, check out this page.
At the heart of international travel is learning about the many different cultures and ways of being around the world. The posts compiled on this page speak, specifically, about the cultural observations I’ve had.
Many of my blog posts are about things I’ve discovered about myself or about being, while I’ve traveled. If you’d like to focus on posts that only have self-discovery themes, click the button below.











